Multi-Area Litigation Practice
Licensed in Ontario Since 2002
Civil Litigation Foundation
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Client Empowerment
Civil Litigation Expertise
Proven Cross-Practice Advocate
- Civil claims & commercial litigation
- Bankruptcy & insolvency proceedings
- Contract, property & fraud disputes
- Professional Affiliation: Member — Law Society of Ontario
- Serving clients across Mississauga, Toronto, and the Greater Toronto Area
Civil Litigation
Bankruptcy & Insolvency
Family & Bankruptcy Intersections
Understand Your Options
Work with a Trusted Advocate
Take the First Step
What happens when you file for bankruptcy in Ontario?
Filing for bankruptcy involves surrendering certain assets to a Licensed Insolvency Trustee in exchange for discharge from most debts, subject to conditions and a waiting period. A lawyer can advise on whether bankruptcy or an alternative like a consumer proposal fits your situation.
What's the difference between a consumer proposal and bankruptcy?
A consumer proposal lets you repay a portion of your debt over time while keeping more of your assets, whereas bankruptcy involves surrendering assets in exchange for debt discharge. Which option fits depends on your income, assets, and total debt.
How much does a bankruptcy lawyer cost?
Costs vary depending on whether you’re pursuing bankruptcy, a consumer proposal, or contesting a claim in court. A consultation can clarify costs for your specific situation.
How long does a bankruptcy or consumer proposal process take in Ontario?
A first-time bankruptcy typically lasts nine months if all obligations are met, longer if it’s a repeat filing or income exceeds a set threshold. A consumer proposal usually spans up to five years, based on the repayment terms agreed to.